Long header: Each pages' content is found below, scroll down
MATHEWS STREET, AMERICA
A voice of We The Posterity
Keeping possession and title as JUSTICE and the SUPREME LAW DICTATES,
of our four generations' family home and this matriarch's entire material well-being
is now in the hands and hearts of our justices at California First District Court of Appeals
Further
links to the right can be found underlined
Our family closed a valid proven loan for $850,000 PROOF OF FINANCING DELIVERED
in 2019 on a refinance amount of about $690,000 total loan payoff due
for our family home in ongoing lawful possession and dwelling of 60 years continually since 1965
and delivered written proof of funds and financing to mortgage servicer collection attorneys representing Nationstar Mortgage and Wilmington Trust, transferred by Bank of America.
Our reputable hard money loan agent requested bank wiring instructions to wire
MY UNCONDITIONAL OFFER OF FULL PAYOFF FUNDS,
ON THE FULLY APPROVED HARD MONEY LOAN AND OPEN ESCROW AT TITLE COMPANY
for a property assessed by the Lender $1.3 Mil. as is, being UNDER 55% LTV (loan-to-value)
in a hot rental and seller's market location with written proof of two competing lenders' offers.
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"Where are we sending your money and what is the exact dollar amount demand for my lawful right to redeem our owner-occupied family home since 1965 and pay your claim in full ??
HERE IS MY UNCONDITIONAL OFFER ATTORNEYS:
WE HAVE YOUR WRITTEN AGREEMENT YOU SENT IN TWO WEEKS AGO
ACCEPTING MY OFFER SO WE HAVE A WRITTEN CONTRACT AND MEETING OF THE MINDS IN WRITING: YOU EXPECT "PAYMENT IN FULL" INSTEAD OF HOLD FORECLOSURE SALE ON OUR HOME, WHICH WOULD BE UNLAWFUL AT THIS TIME.
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I AM REFINANCING YOUR LOAN WITH NO FURTHER DOCUMENTATION NOR PROOF OF CLAIM REQUESTED OF YOUR CLIENT, AND HAVE DELIVERED TO YOUR ATTORNEY PROOF OF FINANCING IN WRITING PER YOUR ATTORNEY'S WRITTEN CONTRACT
PLEASE PROVIDE YOUR EXACT DEMAND IN DOLLARS AND CENTS AND
BANK WIRING INSTRUCTIONS.
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FINANCING IS COMPLETE AND YOUR FUNDS ARE WIRE-TRANSFER-READY!"​
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The pending foreclosure sale is now mandated for cancellation by law -
and we respectfully expect your written cancellation of the security instrument, THANK YOU.
per California Homeowners' Bill of Rights."
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"Homeowners Right of Redemption" is well-established law in all fifty states
redeems the home by full payoff refinance of the debt secured by the home.​
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Armed sheriffs of my own County evicted us on July 23, 2024, executing on the lawless unconstitutional order
of an improper class of proceeding in California
which denies due process before dispossession of property
from the owner of her occupied dwelling and domain,
using an eviction process designed for landlord-tenant disputes,
in which there is no capacity of this "court" to apply
constitutional due process rights to homeowner standing
whatsoever.
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Wedgewood Inc, a huge fix n flip operation w/ subsidiaries Breckenridge and Champery
WERE WARNED WITH ACTUAL NOTICE AT THE SALE BY HOMEOWNER FOR 45 MINUTES
WEDGEWOOD et al UTTERLY FAIL LEGAL STANDING AS ANY "BONAFIDE PURCHASER"
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All we are requesting of our court as PLAINTIFF in our ACTIVE WRONGFUL FORECLOSURE SUIT
Alameda County Superior Court regular unlimited case, is for CONSTITUTIONAL TRIAL BY JURY
and not Summary Judgement on failed fraud-ridden papers only, due process denied, our only home title and and possession awarded by our own county courthouse, to the
NON bonafide purchaser, at the law-violating illegal sale, Actual-Noticed Wedgwood.
Who should be subject to sworn testimony, fact witnesses, admissible evidence at TRIAL.
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OUR HOME SITS EMPTY AND WE ARE LOCKED OUT OF OUR DWELLING
ALL WHILE ON APPEAL OF THE CASE WE FILED FOR WRONGFUL FORECLOSURE
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​WEDGWOOD, LLC BID ON OUR HOME BUT THEY ALSO BOUGHT INTO A LAWSUIT. WEDGEWOOD IS NOT A BONA FIDE PURCHASER
BUT THE EVIDENCE PROVING THIS HAS BEEN OBSTRUCTED AND / OR IGNORED SO FAR
BY THE POWERS THAT BE .​
MAXIM OF LAW: "No wrong should suffer for want of a remedy."
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Jesus Christ the LORD is commandeering a current controversy and its resolution
to the question of lawful possession by Rule of Law
to the inviolable asylum of our family home
of four generations and 60 years.
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The Ramos Yamagishi family comes in honor and in truth:
WE DO NOT CONSENT TO LEGALIZED PLUNDER.
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We the People do not consent to the widespread and lawless scourge
ransacked upon millions of American families
WHO ENDURE TRAUMATIC FRAUDCLOSURE AND GUNPOINT HOMELESSNESS.
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We the People are sick and tired of being abused, slandered and lied about,
deceived and then decimated out of our most basic house and home:
a theft of indecent inhumane violence against the Laws of Nature and of Nature's God,
when a true, lawful and logical remedy for all interested parties lies within reach and reason.
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Any person or entity who shows up at these nonjudicial private foreclosure auctions
with a cashier's check in hand and signatory powers just for that transaction
can and sometimes do move vast sums of money by cash-of-unknown-origins
now transformed into a lien on a California family's home and shelter,
no matter the level of fraudulent documents or procedures leading to the auctioneers cry.
That lien then is enforced for eviction in an unconstitutional process in California
known as Unlawful Detainer, designed to evict tenants on behalf of landlords:
Post-auction we California homeowners, therefore, are seen and heard in OUR OWN COURTROOMS AS THE EQUIVALENT LEGAL STATUS AS MERE TENANTS
who refuse to vacate the property owners' real estate.
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We the People do not consent to government who legalizes this plunder
or who may knowingly or unknowingly be complicit in giving aid and comfort
to this above-described enemy of We the People.​​​​
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Our elected and appointed officials have failed to defend and protect us.
Our courts have failed to effectuate justice
when Due Process is routinely denied before dispossession of property
No trial by jury of our peers, but instead by "summary judgement " on papers spouting untruths
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LANDLORD-TENANT "UNLAWFUL DETAINER" COURT LACKS
SUBJECT MATTER JURISDICTION TO ADJUDICATE A HOMEOWNER'S INJURIES .
Rogue opinions and illogical procedures tragically trample Rule of Law, at great harm.
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Our county sheriffs and law enforcement defer to these courts
whose orders are unconstitutional violations of oaths of office
where our appeals for a more well-reasoned judgement
fall on deaf ears and lead to dead-end hallways.
Even when we appeal a wrongful judgement to a higher court
and duly motion for protection by their own statutes
Our protectors are no more -- all three branches of local government abandon us
And instead give place to plunderers, against all Right and Reason.
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We therefore speak a Statement of Grievances
of deeply damaging violations wrought upon ourselves and our families,
our elders, our children, our sick and frail-- those without a voice and then without a home.
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Now that we have battled years against a many-headed Foreclosure Machine
We have been battered and badly bruised but we know the nature of this beast:
Which must trample people no more --- and Supreme Law of our Land instead prevail.
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We come in peace, honor, truth and lawful reason
for Reform, Restitution, Reconciliation, and Rehousing
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LITIGATION PENDING and Lis Pendens on record active May 2023
Alameda County Title Records - County Clerk Recorders' Office
WRONGFUL FORECLOSURE LAWSUIT
RENEE SHIZUE RAMOS (aka RENEE YAMAGISHI) vs. WILMINGTON TRUST, WEDGEWOOD INC., BRECKENRIDGE, CHAMPERY, NATIONSTAR MORTGAGE , AZTEC FORECLOSURE CORP.
& Does 1-100, et al.
Alameda County Superior Court Case # 23CV029813
Stay pending our proper timely-filed appeal was unjustifiably denied
Homeowner appealed summary judgement after court denial of trial on the merits, no sworn testimonies, no review of admissible evidence, no depositions nor meaningful discovery: APPEALED to California First District Court of Appeals Case #A170664
NOTICE: Any person or entity who attempts to show, sell, convey,
transfer, buy, purchase or take or claim any form of interest
in this property i.e. our family home for 60 years continually since 1965, shall force themselves added as additional Defendant(s) and Respondent(s) to the ongoing litigation and controversy at Law.
CA Dept of Real Estate has been notified: MLS listing is improper.
"WHAT ON EARTH HAPPENED TO MY COUNTRY?"
The heartbreak and the heart-opening:
Chronology is documented above in the header of this website
far right column, reading top to bottom
from about 2009 to present.
~ Introductory audio linked below - more audio and video to come
For more on our story see BLOG PAGE posts: "Malum in Se and
Malum Prohibitum: the Critical Difference" and others
The unspeakable stress and damage to borrowers seeking simply to reinstate payments in a modified loan funded by taxpayer bailouts!!! The true story from Main Street: banks got bailed out while working people who need dwellings to live got sold out -- borrowers were OVERWHELMINGLY denied modifications to reinstate their good standing OR were given temporary trial loan periods as a temporary dupe to eventually resume swift surprise attack to ultimately foreclose instead. Proving ownership of the loan also is found wanting - and borrowers have right to negotiate directly with the true owner under governing law of the Constitution and Uniform Commercial Code governing borrower rights in contract, yet this right denied by third-party debt-collector "mortgage servicers" who prove zero standing or right to attack for ANY party, and who enact a NON-JUDICIAL process and "trustee sale" instead, even while borrower has brought JUDICIAL complaint and the case still active. SEE "CASE UPDATES' page.
[AUDIO Nov. 2016]
Correction: CalCivCodeProc 2924 (A)(6)
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Note on the above audio: We were heading into Thanksgiving 2016 with a mid-January 2017 sale date staring us in the face from a Notice posted to our front door the first week of November. What's new? The same "Ruin All Three Winter Family Gatherings: Thanksgiving - Christmas - New Year" gameplay was enacted by the SAME Aztec Foreclosure Corporation and LOGS Network franchisee two years prior in 2014-2015 against our family, and primarily against myself since I was and continue to be self-represented. LOGS Network is a national "foreclosure documents and services franchise" operation partnered with Nationstar and other "mortgage-servicers," they also own their own auction company -- a one-stop shop for attorneys to set up a franchisee practice.
We have learned the hard way how to block these attacks, and so far I've blocked them on SEVERAL auction dates. Each one takes a true toll on us! A November 2016 complaint got a postponement until a new State action filed March 2017, and that whole year 2017 was a rough year health-wise for me, though with litigation active and me "treading water," no sale dates could schedule; but the court dismissed the case with prejudice without ever going to trial or discovery -- no merits of either side were ever tried. Sheer faith and belief and greater knowledge kept us afloat even though every day we were unprotected from another auction scheduling during the entire first half of 2018. From the New Year 2018 health regained steadily, and we filed new lawsuit in May 2018 which is active. We remain in possession of home; aiming for resolution and an end to this draining debilitating hijacking of our lives.
Yes we have learned to show up for this sacred war; yet the wounds are real and there is great sacrifice, unrelenting until conclusion. Strength and a deep and profound peace only comes from a deeper place untouched by the foibles of man-made mistaken notions. This Source is how we aim to take "home" home this year 2018; and it is a peaceful revolution that rejects victimhood.
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June 30, 2018 update: We are in active litigation (see above full lawsuit in header section, middle column thumbnail): Very recently new attorneys for the mortgage-servicer Nationstar have contacted us, asking if we have a "settlement demand" for them to take back to Nationstar. This is the first ever such gesture of willingness to work anything out and avoid litigation! Almost one month later and this is first attorney to contact us since we filed the May 29, 2018 lawsuit in which all defendants failed to appear at our hearing in which the court ordered "temporary restraining order" preventing an auction company to have a "trustee sale" outside our county courthouse steps just weeks ago on June 5, 2018. That was a close call. All uploaded to Header of this site.
Just a few days gone by and we replied that we have no settlement demand to Nationstar's attorneys as of yet: we first need them to get back to us and clarify whether they also represent a couple of other defendants who have not responded to the lawsuit yet at all, i.e. Wilmington Trust N.A. and its parent company M&T Bank. The reason we can't make a "settlement demand" only to Nationstar's lawyers is quite logical: Nationstar doesn't claim to own our "loan and debt," it's "Wilmington Trust, N.A. as trustee of ____ Trust" who all our attackers agree is the alleged owner of the debt and loan. Nationstar has always stated it is a "debt-collector" only. We also must define with specificity the settlement terms opposite defendant Aztec Foreclosure Corporation or any of it's partners since this defendant has been relentlessly attacking by filing Notices and presiding over auction listings of our home for over FOUR YEARS; this LOGS Network franchise Aztec must therefore be included in any settlement agreement. In short, any and all entities who do claim an interest, or who could or might do so anytime in the future - unto perpetuity - plus any unknown "Does 1-100" must be included and covered in any "settlement agreement," so that we are indemnified against any future attacks; and so that we know that myself, our children and grandchildren and any heirs or any new owner of this property NEVER has to contend with and battle with any other entity regarding this specific "Note" and its "deed of trust" entered June 26 2006 opposite one "Aegis Lending Corporation," and that this long 10-year debilitating damaging dispute is finally put to rest.
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We await clarification from opposing counsel and we go into prayer and meditation about what any possible 'settlement demand' must include as being lawful, fair, just, reasonable, equitable, fully protective and FINAL for us and our entire family, extended family, heirs, and future possible owners, and for the matter as a whole.
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January 2017: 8-year veteran of this battle